If you have seen the television show Til Debt Do Us Part, you know that Gail Vaz-Oxlade is no holds barred when it comes to money and debt (if you haven't seen the show, check it out on Slice.) She is an expert at finance and a whiz at helping couples get themselves out of debt and saving money.
In Debt-Free Forever, Vaz-Oxlade shares all of the tips and ideas she gives to the people on her show. She covers topics such as budgeting, her jar system, credit, paying down debt and bankruptcy. She brings her no nonsense approach to the book, and is honest about the things people need to do to get out of debt.
The best feature of the book is that it is a step-by-step tour of your finances. You start out looking at your spending and figuring out where your money goes and then you create a budget. She also includes charts and worksheets in the book to make this easier for you. Once this is done, Vaz-Oxlade gives you tips and tools to balance your budget, get out of debt and save money. Her tips include how to make more money, how to shop consciously, how to save for the long-term, how to build an emergency fund and what to do when trouble hits.
While the book is primarily aimed at people who are in debt, if you are starting a budget, wanting to save money or just looking to learn more about personal finance you will still find a lot of useful information in the book. Vaz-Oxlade walks you through your personal finances and will help you find ways to get the most out of your money.